Posts Tagged: facebook

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29
Jul 10

Didn’t go to college? Blame your kindergarten teacher!



Harvard economist Raj Chetty and 5 other researchers examined the lives of 12,000 children who had been part of an ’80s education experiment, and who were now about 30 years old. They found that some teachers were able to help students learn much more than others, and the students who learned more in kindergarten were more like to go to college

…The students with the effective kindergarten teachers were earning more. They were more likely to be saving for retirement. At the age of 27, these students with good kindergarten teachers were earning an extra $100 a year for every percentile they had moved up in test-score distribution in kindergarten. For example, a 5-year-old with a good teacher would typically jump from the 50th percentile to the 60th, and, 22 years later, could expect to earn about $1,000 a year more other students who stayed average.Chetty’s research is particularly timely considering the national pressure to tie teachers’ pay to students’ performance, with schools in Daytona Beach, Fla. and elsewhere already implementing such a system.Ms. Yamaguchi, my kindergarten teacher, certainly had an effect on me. For several weeks, while the other kids ran off to the playhouses and swings during free time, she sat down with me to help me write a story I came up with about a dinosaur who fell asleep and woke up in modern time to live among…

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Didn’t go to college? Blame your kindergarten teacher!

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28
Jul 10

9 Things to Charge on Your Credit Card to Reap Rewards Later

A credit card can be both a friend and an enemy – giving you rewards for purchases, but charging high interest rates on what you owe. We’re here to show you how to even the score – here is a list of things to buy with your credit card now to reap the benefits later.

…Fine print. Termination fees. Promotional rates. It’s a complicated world out there and BillShrink is here to help you choose wisely. Our proprietary technology searches and sorts upwards of ten million different price points and service offerings on the market in order to deliver personalized recommendations. Use BillShrink and rest assured that you’ve optimized your spending. BillShrink’s system includes cell phone plans, credit cards, gas, savings accounts, TV packages, and more….

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9 Things to Charge on Your Credit Card to Reap Rewards Later

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28
Jul 10

Five Mistakes Online Job Hunters Make

Maintaining an online presence is critical in a tight job market. Done right, it can be an important tool in getting hired. Done wrong, it can easily knock you out of the running for most positions

…said that they have rejected candidates based on information that they found online. Top reasons listed? Concerns about lifestyle, inappropriate comments, and unsuitable photos and videos.”Everything is indexed and able to be searched,” says Miriam Salpeter, an Atlanta-based job search and social media coach. “Even Facebook, which many people consider a more private network, can easily become a trap for job seekers who post things they would not want a prospective boss to see.” More Career Advice Promoting Your Job Search While Employed Five Steps to Get the Salary Offer You Want Eight Big Blunders Job Hunters Make Career How-To Guide Don’t be lulled into thinking your privacy settings are foolproof. “All it takes is one person sharing information you might not want shared, forwarding a post, or otherwise breaching a trust for the illusion of privacy in a closed network to be eliminated,” says Ms. Salpeter, who recommends not posting anything illegal (even if it’s a joke), criticism of a boss, coworker or…

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Five Mistakes Online Job Hunters Make

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28
Jul 10

The Risks of Putting Your Retirement Plan on Autopilot

The funds start out heavily invested in riskier, but potentially higher-return assets (such as stocks and real estate investment trusts) and, as the target date approaches, they increase their exposure to less volatile assets (such as bonds and cash).

…retirement savings into TDFs without getting sued. Money poured in. As of March 2010, according to the SEC, TDFs held $270 billion in assets, most of which has come in since 2006.
TDFs were invented in the 1990s and are designed to simplify investing. They have names like Fidelity Freedom 2030 (FFFEX) or American Funds 2010 (AAATX), and the idea is for investors to choose the fund with a date closest to their retirement date. The funds start out heavily invested in riskier, but potentially higher-return assets (such as stocks and real estate investment trusts) and, as the target date approaches, they increase their exposure to less volatile assets (such as bonds and cash).
Ramit Sethi, author of I Will Teach You to Be Rich, is a big TDF fan….

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The Risks of Putting Your Retirement Plan on Autopilot

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27
Jul 10

Experts:Ansel Adams photos found at garage sale worth $200M

Rick Norsigian’s hobby of picking through piles of unwanted items at garage sales in search of antiques has paid off for the Fresno, California, painter.Two small boxes he bought 10 years ago for $45 — negotiated down from $70 — is now estimated to be worth at least $200 million dollars, according to a Beverly Hills art appraiser.

…The photographs apparently were taken between 1919 and the early 1930s, well before Adams — who is known as the father of American photography — became nationally recognized in the 1940s, Streets said. “This is going to show the world the evolution of his eye, of his talent, of his skill, his gift, but also his legacy,” Streets said. “And it’s a portion that we thought had been destroyed in the studio fire.” How these 6.5 x 8.5 inch glass plate negatives of famous Yosemite landscapes and San Francisco landmarks — some of them with fire damage — made their way from Adams collection 70 years ago to a Southern California garage sale in 2000 can only be guessed. The person who sold them to Norsigian at the garage sale told him he bought them in the 1940s at a warehouse salvage in Los Angeles. Photography expert Patrick Alt, who helped confirm the authenticity of the negatives, suspects Adams carried them to use in a photography class he was teaching in Pasadena, California, in the early 1940s. “It is my…

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Experts:Ansel Adams photos found at garage sale worth $200M

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27
Jul 10

Are FOXNews Readers Like a Frog in a Well?

In the recent American Customer Satisfaction Index survey which declared that people didn’t like Facebook all that much, the same survey also announced that FOXNews.com ranked #1 among its rival NEWS websites.

…1 news property on the web but what does it say about FOXNews viewers and subscribers?
Does this research support the argument that FOXNews is popular among people who rely on single source for their NEWS or FOXNews readers are less tech savvy or educated?
Read more about the research here or download the research from here….

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Are FOXNews Readers Like a Frog in a Well?

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26
Jul 10

Has Arianna Huffington Figured Out the Future?

If you had to declare a winner among Internet media companies today, the victor easily would be Arianna Huffington.

…HuffPo has 88 editorial employees, while big newspapers might have several times that many. Online jobs used to pay far less than print jobs, but now salaries for entry-level staffers are comparable: $35,000 to $40,000. To hold down the costs, sites get a lot of content free, aggregating articles from other sites and getting readers to create the content themselves, as HuffPo does via its 6,000 unpaid bloggers. Cheap content, however, begets cheaper ad rates. Social networks like Facebook, the ultimate creator of user-generated content, get only 56 cents per thousand ad impressions, according to comScore….

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Has Arianna Huffington Figured Out the Future?

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26
Jul 10

Goldman reveals where bailout cash went - overseas banks

Goldman Sachs sent $4.3 billion in federal tax money to 32 entities, including many overseas banks, hedge funds and pensions, according to information made public Friday night.

…To report corrections and clarifications, contact Standards Editor Brent Jones. For publication consideration in the newspaper, send comments to letters@usatoday.com. Include name, phone number, city and state for verification. To view our corrections, go to corrections.usatoday.com….

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Goldman reveals where bailout cash went - overseas banks

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26
Jul 10

Wall Street Reform and Consumer Protection Act (InfoGraphic)

Here’s a look at the newest law passed to protect consumers’ interest.

…Accountability for Exotic Instruments: Eliminates loopholes that allow risky and abusive practices to go on unnoticed and unregulated including loopholes for over-the-counter derivatives, asset- backed securities, hedge funds, mortgage brokers and payday lenders.
Federal Bank Supervision: Streamlines bank supervision to create clarity and accountability. Protects the dual banking system that supports community banks.
Executive Compensation and Corporate Governance: Provides shareholders with a say on pay and corporate affairs with a non-binding vote on executive compensation.
Protects Investors: Provides tough new rules for transparency and accountability for credit rating agencies to protect investors and businesses.
Enforces Regulations on the Books: Strengthens oversight and empowers regulators to aggressively pursue financial fraud, conflicts of interest and manipulation of the system that benefit special interests at the expense of American families and businesses.

STRONG CONSUMER FINANCIAL PROTECTION…

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Wall Street Reform and Consumer Protection Act (InfoGraphic)

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26
Jul 10

Want a Nation of Savers? Start at Birth

Without much fanfare, savings disappeared from the national economy, replaced by rising levels of debt used to finance ever-expanding consumption. And while turning us into a nation of savers isn’t going to happen overnight, we have to start somewhere.

…(July 23) — Without much fanfare, savings disappeared from the national economy, replaced by rising levels of debt used to finance ever-expanding consumption. It’s an unsustainable path, and one that contributed to the Great Recession we are still struggling to overcome. And while turning us into a nation of savers isn’t going to happen overnight, we have to start somewhere. And a good place to start is where savings habits are formed — with our children. Of course, in the short run, policymakers need to focus on increasing spending to boost consumer demand, spark investment and job creation, and provide relief to families dealing with sudden wealth loss and income declines. But beyond this stimulus, securing our economic future will depend on returning savings to the national economy.For many families, it is savings that provides the security blanket and seeds investments that can pay off down the line. At the macro level, savings becomes a source of investment that will ultimately power the economy….

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Want a Nation of Savers? Start at Birth

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