Posts Tagged: financial

News — No Comments
25
Aug 10

Why Housing Won’t Recover

Some have predicted that we have yet to see a housing bottom, while others say we may have hit the bottom and a recovery is on the way.

…When it comes to the housing market, two things get talked about regularly: the bottom and a recovery. However, these two terms mean very different things and don’t occur at the same time.
Some have predicted that we have yet to see a housing bottom, while others say we may have hit the bottom and a recovery is on the way. It’s possible, however, that a recovery may not occur at all. Let’s take a look at why this may be the case.
Housing Bottom vs. Housing Recovery
If you’re not certain about the difference between a housing bottom and housing recovery, here is a quick explanation of the difference. A housing bottom means that housing prices drop until they reach their lowest point. The housing recovery, on the other hand, reflects the period when housing prices begin to bounce back from the bottom.
In general, a housing recovery represents a time when homes begin to regain equity after the loss in the housing bottom. However, considering the way the economy has been moving, it’s possible our housing market…

See the original post:
Why Housing Won’t Recover

News — No Comments
24
Aug 10

Eight Quick Ways to Bankrupt Yourself

Filing for bankruptcy is a difficult, emotionally draining process. While it may not be the end of the world for some people, it is still a financial outcome that you should strive hard to avoid

…Fine print. Termination fees. Promotional rates. It’s a complicated world out there and BillShrink is here to help you choose wisely. Our proprietary technology searches and sorts upwards of ten million different price points and service offerings on the market in order to deliver personalized recommendations. Use BillShrink and rest assured that you’ve optimized your spending. BillShrink’s system includes cell phone plans, credit cards, gas, savings accounts, TV packages, and more….

Read more:
Eight Quick Ways to Bankrupt Yourself

News — No Comments
24
Aug 10

9 undesirable jobs that pay well

It can be difficult to land some of the best paying jobs on the market, simply because of the high amount of workers who are applying for those jobs. There are some jobs that pay surprisingly well, considering the lack of interest in them.

…somewhat gross materials and horrible smells make the job less than glamorous. Many fail to realize that these inspectors can make over $65,000 a year.

Toll Collector

The job of a toll collector is fairly boring, simply because the collector sits in one booth for a long shift. Toll Collectors often manage to make over $45,000, however, making the job somewhat worth it.

Crop Duster

Crop Duster Pilots average over $50,000 per year. The job is relatively easy, but is also known as incredibly dangerous. Pilots are expected to fly incredibly low, and are constantly exposed to chemicals that are known for being dangerous, deadly, and toxic.

Crab Fishermen

Crab fishermen stand to make an incredible amount of money in a relatively small amount of time. While some will only make $30,000 a year, others can make over $60,000 (1). The job requires 20-hour days on occasion, but only runs for a few months out of the year. Unfortunately, this is easily considered to be one of the most dangerous jobs…

Read more:
9 undesirable jobs that pay well

News — No Comments
24
Aug 10

Your Student Loans Will Affect Your Credit Score

If you’re worried about the impact a student loan could have on your credit, know that how you handle it will determine whether that effect is positive or negative

…Student loans are a form of debt, which means having one will affect your credit score. Of course, it’s pretty hard to get through school without one.

If you’re worried about the impact a student loan could have on your credit, know that how you handle it will determine whether that effect is positive or negative.
How a Credit Score is CalculatedYour credit score is an extremely important number. As a soon-to-be or recent college grad, your credit score will play a huge role in your financial future. Basically, it gives lenders and creditors an idea of how financially responsible you are–how heavily you rely on credit and whether you pay bills on time, for example–and helps them judge the level of risk you present as a borrower.

Your credit score will play into how easily you can obtain credit cards, loans and even an apartment, so taking care of it now will save you a lot of grief in the future. Here’s a breakdown of how your score is calculated:
Payment History: Your ability to consistently pay bills…

Link:
Your Student Loans Will Affect Your Credit Score

News — No Comments
23
Aug 10

Unemployed? Ten Options for Finding Work Today

The economy is slowly improving but there are still a lot of people out there who can’t find work. It can be demoralizing and frustrating. However, it doesn’t have to be.

…t your normal methods of making a living.
Head overseas. Now is a great time to take a job teaching English in another country. Another option is to volunteer abroad in exchange for room and board. This gives you a few months or a full year to have a low-cost way of life (and maybe even generate an income) while waiting for the job market here to truly improve.
Speak to a job counselor. There are resources all throughout the nation that can help you find a job if you are unemployed. They do require that you go through some red tape and they…

See the original post here:
Unemployed? Ten Options for Finding Work Today

News — No Comments
20
Aug 10

Relax, the millionaires are bouncing back from the slump

The nation’s wealthy have recovered more swiftly than the nation’s less well-off.

…//AD Block Detection
//Description: Check if any IMG, IFRAME, or SCRIPT elements are ad blocked (set to not display).
// Also check for the occurance of any Norton installed code to block popups or ads ( ie.)SymError ).
// Only need to find 1 occurrance of any of the above to confirm ad blocking is used.
// No need to continue searching through other portions of the page.

var imgArray…

Read the original:
Relax, the millionaires are bouncing back from the slump

News — No Comments
19
Aug 10

How Employers Can Legally Fire You

There are some major considerations every employer should also familiarize themselves with to ensure that they are firing or laying off employees legally.

…the employee. Some invalid reasons include: retaliation, complaining about OSHA violations, discrimination, alien status, and any violation of public policy.
Keep it confidential: a company-wide Eblast is probably not the best approach to alerting others in the company of the employees’ situation. Rather, only telling those individuals that need to know is the best approach to ensuring that the employee does not hear about his firing before it happens.
Plan ahead: sounds simple enough, but by considering all the legal requirements you need to comport with before firing the employee, you will also alleviate a lot of legal concerns that may occur post-firing. This may include: severance offers, monies due, terms in the employment contract, company policies, etc.
Keep a paper trail: keeping copies of performance reviews, relevant correspondence, and other personnel documents will help protect you should there be a lawsuit later on.
The employee should not be completely surprised by the firing or lay-off….

View post:
How Employers Can Legally Fire You

News — No Comments
17
Aug 10

“PT” Is For Profit Taking. Always Look To Book Profits

Most people enter the investment arena thinking that “Risk” is a board game they played in college.

…If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!

Most people enter the investment arena thinking that Risk is a board game they played in college. Today, I would guess that the majority of investors have never owned an individual share of common stock or a Municipal Bond.

The popularity of investment products has heightened the risk for all investors and has indirectly led to many of the policy errors that threaten both capitalism and the economic fabric of America. Market prices are increasingly and inappropriately influenced by decision-making based only on the derivatives that contain them.
Few people consider the investment risk associated with public policy decisions. Product investors and derivative speculators participate in less personal markets, where it is more difficult to connect the dots between their personal financial interests and their political alignments.
So in a very real sense, investors have to deal with public policy risk every bit as much as they…

Follow this link:
“PT” Is For Profit Taking. Always Look To Book Profits

News — No Comments
17
Aug 10

12 Natural Resources by Country [Infographic]

Will China and Brazil eat up their own vast resources, or become power-house, next-generation exporters? Will the new and more dangerous forms of Wheat Rust erode economies reliant on the product of that stable?

…There are stocks and bonds, options trades and commodities markets, but people sometimes focus a bit too much on the former more mainstream aspects of investing and less than they should on the latter sets a commodity can lie semi-secret in some big-picture, stock-and-bond views, then tip the market at a critical time. Skip gross domestic product and national debt questions for a moment and remember this: at the heart of many economies lie a set of natural resources that have intrinsic and long-term value, playing a vital role in their market viability both now and in the future.

Mint Resource Map via Mint dot com
Will China and Brazil eat up their own vast resources, or become power-house, next-generation exporters? Will the new and more dangerous forms of Wheat Rust erode economies reliant on the product of that stable? To what extent will water (and access to it) shape the financial and political futures of both developing nations and super powers? These are questions well worth asking, since your…

Continue reading here:
12 Natural Resources by Country [Infographic]

News — No Comments
16
Aug 10

Why Bernanke Isn’t Doing More to Boost the Economy

The Fed chairman doesn’t seem to think the presumably modest jobs boost from printing more money would be worth the risk to the Fed’s hard-won inflation-fighting reputation

…Don’t forget that Bernanke is already presiding over an era of historically easy money. The traditional way for the Fed to juice the economy is to lower interest rates, but they’ve essentially been zero since December 2008, with the “extended period” signal to assure markets they’re staying there since March 2009. In fact, the most strident criticism of Bernanke has come from inflation hawks who call him Helicopter Ben, who say he’s manufacturing Zimbabwe-style hyperinflation and Dutch-tulip-style asset bubbles, who clamor for a tight-money exit strategy to start shrinking the Fed’s bloated balance sheet. Even inside the Fed, Bernanke has faced heavy pressure from hawks like Kansas City Federal Reserve bank president Thomas Hoenig, who dissented from Tuesday’s decision because he thinks the economy is recovering and it’s time for the Fed to take its foot off the gas….

See the original post:
Why Bernanke Isn’t Doing More to Boost the Economy

← Older Entries

close Variations of: 'financial'